Lots of people look to the Internet for mortgage advice, but you can't get support from the Internet! Inflation is growing a lot, and it's going to get worse. It's estimated that by 2024, rates should be coming back down. Fixed rates are still the safest bet as you'll sleep easy. 

Back in 2016, the government made a system to test rates and people's ability to support a mortgage. Now it essentially means that, if you want a mortgage, you'll need to qualify at 2% more than today's rate. It's a difficult metric but it forces fiscal responsibility.

Remember: forecasts are like farts: they seem really strong at first, but they eventually go away.